Sprouting Tier
I frequently stress about meeting basic needs and don’t always meet them or my debt sometimes prevents me from meeting them.
I have unstable housing/rent lower-end property.
I do not have a car or have limited access to one, and am not always able to afford gas.
I am unemployed or under-employed.
I qualify for government assistance, including SNAP and healthcare.
I have no access to savings.
I have no or extremely limited expendable income.
I seldom buy new items due to the price.
I cannot afford a vacation or cannot afford to take time off work without financial strain.
Growing Tier
I stress about meeting my basic needs but regularly can meet them.
I may have some debt but it doesn’t usually interfere with meeting my needs.
I own or lease a car.
I am stably employed.
I have access to healthcare.
I may have access to financial savings or external support.
I have some level of expendable income.
I am able to buy some new items, although I may thrift others.
I can take a vacation every few years without a financial burden
Standard Tier
I am comfortably able to meet all my basic needs.
I may have some debt, but it doesn’t interfere with meeting my needs.
I own my own home/property or rent a higher-end property.
I own or lease a car.
I am employed or don’t need to work to have my needs met.
I have regular access to healthcare.
I have access to financial savings.
I have an expendable income.
I can always afford to buy new items.
I can afford a yearly vacation or time away from work.
Harvest Tier
I meet the bullets for the standard tier.
I wish to use my financial privilege to subsidize those in the Growing and Sprouting Tiers.
I understand that I am paying more than the typical cost, in order that more sliding scale appointments can be opened.
daniel.hardy AT danielhardy.org
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+1 513 642-9241